Lemonade Server

An MCP (Model Context Protocol) connector for Lemonade insurance. This package enables AI assistants like Claude to interact with Lemonade's insurance services for renters, homeowners, pet, and car insurance.

What This Package Does

This MCP server provides tools to:

• Get insurance quotes for renters, homeowners, pet, and car insurance
• View existing policy details
• File insurance claims
• Check claim statuses
• Update policy coverage
• Retrieve policy documents
• Contact Lemonade customer support

The server uses Playwright for browser automation against lemonade.com and communicates via stdio transport following the Model Context Protocol specification.

Requirements

• Node.js 18 or later
• Playwright with Chromium browser installed

Installation

npm install @striderlabs/mcp-lemonade
npx playwright install chromium

Or install globally:

npm install -g @striderlabs/mcp-lemonade
npx playwright install chromium

Configuration

Claude Desktop

Add the following to your Claude Desktop configuration file:

macOS: ~/Library/Application Support/Claude/claude_desktop_config.json Windows: %APPDATA%\Claude\claude_desktop_config.json

{
  "mcpServers": {
    "lemonade": {
      "command": "npx",
      "args": ["@striderlabs/mcp-lemonade"]
    }
  }
}

If installed globally:

{
  "mcpServers": {
    "lemonade": {
      "command": "mcp-lemonade"
    }
  }
}

Other MCP Clients

For any MCP-compatible client, configure the server to run:

npx @striderlabs/mcp-lemonade

The server communicates over stdio.

Tools

1. get_quote

Get an insurance quote from Lemonade.

Parameters:

Parameter	Type	Required	Description
insurance_type	string (enum)	Yes	One of: renters, homeowners, pet, car
zip_code	string	Yes	ZIP code for the insurance location
coverage_amount	number	No	Desired coverage amount in dollars
additional_info	object	No	Additional information specific to the insurance type

Example:

Get me a renters insurance quote for ZIP code 10001 with $50,000 coverage

---

2. view_policy

View details of an existing Lemonade insurance policy.

Parameters:

Parameter	Type	Required	Description
email	string	Yes	Email address associated with the policy
policy_id	string	No	The policy ID to retrieve

Example:

Show me my Lemonade policy details for [email protected]

---

3. file_claim

File a new insurance claim with Lemonade.

Parameters:

Parameter	Type	Required	Description
policy_id	string	Yes	The policy ID for which to file the claim
claim_type	string	Yes	Type of claim (e.g., theft, damage, medical)
description	string	Yes	Detailed description of the incident
incident_date	string	Yes	Date of the incident (YYYY-MM-DD format)
estimated_loss	number	No	Estimated loss amount in dollars

Example:

File a theft claim for policy LM-12345, my laptop was stolen on 2024-01-15, estimated loss $1,500

---

4. check_claim_status

Check the status of an existing Lemonade insurance claim.

Parameters:

Parameter	Type	Required	Description
claim_id	string	Yes	The claim ID to check
email	string	Yes	Email address associated with the claim

Example:

Check the status of claim CLM-67890 for [email protected]

---

5. update_coverage

Update coverage on an existing Lemonade insurance policy.

Parameters:

Parameter	Type	Required	Description
policy_id	string	Yes	The policy ID to update
coverage_changes	object	Yes	Object describing the coverage changes
coverage_changes.coverage_amount	number	No	New coverage amount in dollars
coverage_changes.deductible	number	No	New deductible amount in dollars
coverage_changes.add_ons	string[]	No	List of add-ons to add or remove

Example:

Update policy LM-12345 to increase coverage to $75,000 and lower deductible to $500

---

6. get_documents

Retrieve policy documents from Lemonade.

Parameters:

Parameter	Type	Required	Description
policy_id	string	Yes	The policy ID to get documents for
email	string	Yes	Email address associated with the policy
document_type	string (enum)	No	One of: declarations, contract, id_card, all

Example:

Get the declarations page for policy LM-12345 associated with [email protected]

---

7. contact_support

Contact Lemonade customer support.

Parameters:

Parameter	Type	Required	Description
subject	string	Yes	Subject of the support request
message	string	Yes	Detailed message for support
email	string	Yes	Email address for the response
policy_id	string	No	Policy ID related to the support request
contact_method	string (enum)	No	One of: chat, email, phone

Example:

Contact Lemonade support about a billing question for policy LM-12345, prefer email contact

---

Usage Examples

Here are some natural language prompts you can use with Claude after configuring this MCP server:

"Get me a homeowners insurance quote for ZIP 90210"

"What are my Lemonade policy details? My email is [email protected]"

"I need to file a water damage claim for policy LM-98765. The incident happened on 2024-01-20 and estimated damage is $3,000"

"Check the status of my claim CLM-11111, my email is [email protected]"

"Update my renters insurance policy LM-55555 to add jewelry coverage"

"Download my insurance ID card for policy LM-77777, email is [email protected]"

"I have a question about my premium increase. Contact Lemonade support by phone for policy LM-33333"

Notes on Playwright

This package uses Playwright for browser automation to interact with lemonade.com. You must install the Chromium browser separately:

npx playwright install chromium

The browser runs in headless mode by default. Some operations (viewing policies, filing claims, updating coverage, getting documents) require Lemonade account authentication and will return step-by-step instructions for completing the action in the Lemonade app or website, as automated login is not supported for security reasons.

Development

# Clone and install dependencies
git clone <repo-url>
cd mcp-lemonade
npm install

# Install Playwright browsers
npx playwright install chromium

# Build
npm run build

# Run in development mode
npm run dev

License

MIT - Strider Labs